{"id":7469,"date":"2025-09-24T22:51:42","date_gmt":"2025-09-24T22:51:42","guid":{"rendered":"https:\/\/goldleafbvi.com\/?p=7469"},"modified":"2026-02-08T17:31:10","modified_gmt":"2026-02-08T17:31:10","slug":"bvi-fia-examinations-mark-a-new-phase-for-dnfbps","status":"publish","type":"post","link":"https:\/\/goldleafbvi.com\/es\/bvi-fia-examinations-mark-a-new-phase-for-dnfbps\/","title":{"rendered":"Del registro a la supervisi\u00f3n: los ex\u00e1menes de la FIA en las Islas V\u00edrgenes Brit\u00e1nicas marcan una nueva etapa para las APNFD"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”0px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”90%” max_width=”100%” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_post_title _builder_version=”4.27.5″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″ date=”off” comments=”off” categories=”off” author=”off”][\/et_pb_post_title][et_pb_text _builder_version=”4.27.4″ ul_font_size=”18px” ol_font_size=”18px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Un enfoque cambiante<\/h2>\n

La FIA act\u00faa como registrador y supervisor de empresas y profesiones no financieras designadas. (DNFBP)<\/strong> en las Islas V\u00edrgenes Brit\u00e1nicas (Islas V\u00edrgenes Brit\u00e1nicas<\/strong>) para fines de AML\/CFT\/CPF. Las DNFBP se enfrentan ahora a un cambio fundamental en la supervisi\u00f3n regulatoria. Lo que comenz\u00f3 como un esfuerzo para garantizar que todas las DNFBP estuvieran registradas en la Agencia de Investigaci\u00f3n Financiera de las Islas V\u00edrgenes Brit\u00e1nicas (FIA<\/strong>La supervisi\u00f3n ha evolucionado hacia una supervisi\u00f3n activa. A partir de 2022, la Autoridad de Inversiones Financieras de las Islas V\u00edrgenes Brit\u00e1nicas (BVI FIA) se centr\u00f3 en la divulgaci\u00f3n para garantizar que las entidades no financieras designadas (y las organizaciones sin fines de lucro) comprendieran que el registro es un requisito legal y sus implicaciones pr\u00e1cticas, no solo en lo que respecta a las obligaciones de prevenci\u00f3n del blanqueo de capitales, la financiaci\u00f3n del terrorismo y la financiaci\u00f3n del terrorismo, sino tambi\u00e9n en obligaciones como la notificaci\u00f3n a la FIA de cambios en propietarios, controladores o directivos clave. Desde 2024, en consonancia con las conclusiones del Informe de Evaluaci\u00f3n Mutua de las Islas V\u00edrgenes Brit\u00e1nicas y las normas internacionales del GAFI, la FIA ha hecho mayor hincapi\u00e9 en la supervisi\u00f3n de las entidades no financieras designadas registradas. Esto incluye la realizaci\u00f3n de inspecciones presenciales y remotas, la prestaci\u00f3n de asesoramiento y, cuando sea necesario, la adopci\u00f3n de medidas coercitivas. Convertir la supervisi\u00f3n en una ventaja<\/strong> \u201cEl cumplimiento no es un costo: es una ventaja competitiva\u201d<\/em> Para las DNRBP, las inspecciones de la FIA no deben considerarse simplemente un obst\u00e1culo para el cumplimiento. Representan una oportunidad para convertir la retroalimentaci\u00f3n regulatoria en una ventaja competitiva que protege a los clientes, sustenta el crecimiento y fortalece los ingresos.<\/p>\n

<\/h2>\n

El costo del incumplimiento<\/h2>\n

Las consecuencias del incumplimiento de las obligaciones de las Islas V\u00edrgenes Brit\u00e1nicas en materia de ALD\/CFT\/CPF son significativas. Los hallazgos de incumplimiento pueden resultar en:<\/p>\n

    \n
  • Sanciones econ\u00f3micas;<\/li>\n
  • Remediaci\u00f3n obligatoria dentro de plazos estrictos; y<\/li>\n
  • Da\u00f1o reputacional a largo plazo.<\/li>\n<\/ul>\n

    El incumplimiento no es solo un problema regulatorio, sino que socava directamente la credibilidad y la viabilidad comercial de las entidades no financieras designadas.\u201cEl verdadero costo del incumplimiento no es s\u00f3lo la multa, sino la p\u00e9rdida de credibilidad.<\/em>" Principales conclusiones de los ex\u00e1menes de la FIA <\/strong><\/p>\n

      \n
    • Pol\u00edticas que no coinciden con la pr\u00e1ctica<\/strong>Los manuales de ALD\/CFT\/CPF parecen correctos en teor\u00eda, pero no reflejan los procesos y procedimientos reales que utilizan las APNFD. Con frecuencia, tras un an\u00e1lisis m\u00e1s detallado, se descubre que los procesos y procedimientos no cumplen con las obligaciones de ALD\/CFT\/CPF de las Islas V\u00edrgenes Brit\u00e1nicas.<\/li>\n
    • Evaluaciones de riesgos incorrectas: <\/strong><\/li>\n<\/ul>\n
        \n
      1. Los marcos de evaluaci\u00f3n de riesgos del cliente de la mayor\u00eda de las APNFD no consideran las consideraciones de riesgo exigidas por la legislaci\u00f3n. Adem\u00e1s, las APNFD a menudo no han establecido un enfoque basado en el riesgo para la debida diligencia del cliente, con procedimientos que var\u00edan desde clientes con evaluaci\u00f3n de bajo riesgo hasta clientes con evaluaci\u00f3n de alto riesgo.<\/li>\n
      2. Las evaluaciones de riesgo institucional no identifican con precisi\u00f3n ni cuantifican adecuadamente c\u00f3mo la APNFD eval\u00faa y calcula sus riesgos de ALD\/CTF\/CPF.<\/li>\n<\/ol>\n
          \n
        • Competencia MLRO: <\/strong>Anteriormente, los MLRO no requer\u00edan la aprobaci\u00f3n de la FIA de las Islas V\u00edrgenes Brit\u00e1nicas. En general, se ha observado que, si bien las APNFD han designado MLRO seg\u00fan lo exige la legislaci\u00f3n (antes del requisito de aprobaci\u00f3n), estos solo tienen un conocimiento b\u00e1sico del marco de prevenci\u00f3n del lavado de dinero, la financiaci\u00f3n del terrorismo y la financiaci\u00f3n del terrorismo. Esto genera deficiencias en el marco de las APNFD, ya que desconocen los requisitos regulatorios de las Islas V\u00edrgenes Brit\u00e1nicas y c\u00f3mo garantizar su aplicaci\u00f3n efectiva. Esto tambi\u00e9n resulta en que los MLRO no investiguen ni determinen adecuadamente las actividades o transacciones sospechosas.<\/li>\n<\/ul>\n

          Informes de actividades sospechosas d\u00e9biles:<\/strong> El bajo volumen de informes de incidentes y la escasa informaci\u00f3n disponible sugieren que el personal no est\u00e1 detectando ni documentando las se\u00f1ales de alerta. Esto tambi\u00e9n se ha relacionado con la probabilidad de que el personal no est\u00e9 recibiendo la capacitaci\u00f3n suficiente para identificar correctamente dichas se\u00f1ales. Estos patrones reflejan un entorno en desarrollo donde las inspecciones de la FIA en las Islas V\u00edrgenes Brit\u00e1nicas se centran en la sustancia, no en las listas de verificaci\u00f3n. Qu\u00e9 significa esto para las APNFD<\/strong> Tanto si ya est\u00e1n registradas como si est\u00e1n en proceso de registro, las entidades no financieras designadas (ENFD) de las Islas V\u00edrgenes Brit\u00e1nicas deben prepararse para inspecciones. Los inspectores verificar\u00e1n la coherencia entre sus evaluaciones de riesgo, los procedimientos escritos y la documentaci\u00f3n de las transacciones. Sus obligaciones en materia de prevenci\u00f3n del blanqueo de capitales, la financiaci\u00f3n del terrorismo y la financiaci\u00f3n del terrorismo no pueden considerarse documentos est\u00e1ticos. Deben funcionar como sistemas operativos din\u00e1micos, responsabilidad del Consejo de Administraci\u00f3n y la alta direcci\u00f3n, conocimiento del personal y aplicaci\u00f3n constante en los registros de transacciones y las pr\u00e1cticas cotidianas. Cinco <\/strong><\/p>\n

          <\/h2>\n

          Pasos para prepararse para la inspecci\u00f3n<\/h2>\n
            \n
          1. Hacer que el manual sea operativo: <\/strong>Adapte su manual de ALD\/CFT\/CPF a las operaciones de su empresa. Las pol\u00edticas obsoletas o "plantillas" son se\u00f1ales de alerta. Aseg\u00farese de que el personal est\u00e9 capacitado en el uso de la versi\u00f3n en vivo.. \u00a0<\/strong><\/li>\n
          2. Fortalecer las evaluaciones de riesgos: <\/strong>Desarrollar evaluaciones de riesgos, tanto de clientes como institucionales, que reflejen los requisitos legislativos. Aplicar un enfoque coherente basado en el riesgo para que los clientes de mayor riesgo activen claramente la EDD, las aprobaciones de la alta direcci\u00f3n y una supervisi\u00f3n reforzada.<\/li>\n
          3. Designar y apoyar al MLRO: <\/strong>Muchas APNFD designan MLRO dentro de sus operaciones como medida de ahorro. Si bien esto puede funcionar, resulta costoso si el MLRO carece de competencia, independencia o autoridad, o si se ve afectado por decisiones empresariales. Designe a personas con las cualificaciones adecuadas y aseg\u00farese de que cuenten con la capacitaci\u00f3n, los recursos y las facultades necesarias para proteger la empresa.<\/li>\n
          4. Invierta en formaci\u00f3n espec\u00edfica: <\/strong>Impartir capacitaci\u00f3n continua y espec\u00edfica para cada puesto en toda la empresa. El personal debe saber c\u00f3mo detectar se\u00f1ales de alerta, escalar inquietudes y contribuir a informes de operaciones sospechosas (STR) m\u00e1s s\u00f3lidos con narrativas sustantivas.<\/li>\n<\/ol>\n

            Documentar todo: <\/strong>Conserve registros que demuestren el cumplimiento en la pr\u00e1ctica: manuales con control de versiones, evaluaciones de riesgos documentadas, archivos de DDC, aprobaciones y registros de supervisi\u00f3n. Los examinadores solicitar\u00e1n pruebas, as\u00ed que t\u00e9ngalas a mano y accesibles. C\u00f3mo puede ayudar Gold Leaf<\/strong> Gold Leaf se asocia con entidades no financieras designadas (ENFD) para convertir la supervisi\u00f3n en una fortaleza. Hemos trabajado con numerosas ENFD revisando informes de inspecci\u00f3n de la FIA, dise\u00f1ando estrategias de remediaci\u00f3n y guiando la implementaci\u00f3n de acciones correctivas. Nuestro rol va m\u00e1s all\u00e1 de la simple correcci\u00f3n de deficiencias. Ayudamos a las empresas a comprender el origen de los hallazgos, para que las mejoras sean sostenibles y justificables. Tambi\u00e9n preparamos a las ENFD para las pr\u00f3ximas inspecciones mediante nuestras auditor\u00edas internas personalizadas. Al evaluar sus sistemas antes que el regulador, les ayudamos a identificar debilidades con anticipaci\u00f3n, remediarlas eficazmente y afrontar las inspecciones con confianza. Nuestro equipo combina experiencia legal, regulatoria y de cumplimiento con soluciones pragm\u00e1ticas y orientadas al negocio. No solo remediamos. Capacitamos a sus equipos para que asuman el cumplimiento, integr\u00e1ndolo en sus operaciones como un escudo para la integridad y el crecimiento del negocio. Gold Leaf: Construyendo resiliencia a trav\u00e9s del cumplimiento \u00a0<\/em><\/p>\n

            [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"

            A Shifting Focus The FIA serves as both registrar and supervisor of Designated Non-Financial Businesses and Professions (DNFBPs) in the British Virgin Islands (BVI) for AML\/CFT\/CPF purposes. DNFBPs now face a pivotal shift in regulatory oversight. What began as a push to ensure all DNFBPs were registered with the BVI Financial Investigation Agency (FIA) has evolved into active supervision.\u00a0 Commencing in 2022, the BVI FIA focused heavily on outreach to ensure DNFBPs (and Non-Profit Organisations) understood that registration is a legal requirement and what this meant in practice, not just for AML\/CFT\/CPF obligations, but also for duties such as notifying the FIA of changes to owners, controllers or key officers. Since 2024, in line with the findings of the BVI\u2019s Mutual Evaluation Report and International FATF standards, the FIA has placed much greater emphasis on supervising registered DNFBPs. This includes carrying out onsite and offsite examinations, providing guidance and, where necessary, taking enforcement action. Turning Oversight into Advantage \u201cCompliance is not a cost \u2013 it\u2019s a competitive advantage\u201d For DNRBPs, FIA examinations should not be viewed merely as a compliance hurdle. They present an opportunity to turn regulatory feedback into a competitive edge that protects clients, sustains growth and strengthens […]<\/p>","protected":false},"author":2,"featured_media":7508,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

            A Shifting Focus<\/h2>

            The FIA serves as both registrar and supervisor of Designated Non-Financial Businesses and Professions (DNFBPs)<\/strong> in the British Virgin Islands (BVI<\/strong>) for AML\/CFT\/CPF purposes. DNFBPs now face a pivotal shift in regulatory oversight. What began as a push to ensure all DNFBPs were registered with the BVI Financial Investigation Agency (FIA<\/strong>) has evolved into active supervision.\u00a0 Commencing in 2022, the BVI FIA focused heavily on outreach to ensure DNFBPs (and Non-Profit Organisations) understood that registration is a legal requirement and what this meant in practice, not just for AML\/CFT\/CPF obligations, but also for duties such as notifying the FIA of changes to owners, controllers or key officers. Since 2024, in line with the findings of the BVI\u2019s Mutual Evaluation Report and International FATF standards, the FIA has placed much greater emphasis on supervising registered DNFBPs. This includes carrying out onsite and offsite examinations, providing guidance and, where necessary, taking enforcement action. Turning Oversight into Advantage<\/strong> \u201cCompliance is not a cost \u2013 it\u2019s a competitive advantage\u201d<\/em> For DNRBPs, FIA examinations should not be viewed merely as a compliance hurdle. They present an opportunity to turn regulatory feedback into a competitive edge that protects clients, sustains growth and strengthens revenue.<\/p>

            The Cost of Non-Compliance<\/h2>

            The consequences of failing to meet BVI AML\/CFT\/CPF obligations are significant.\u00a0 Findings of non-compliance can result in:<\/p>

            • Financial penalties;<\/li>
            • Mandatory remediation within strict timeframes; and<\/li>
            • Long-term reputational damage.<\/li><\/ul>

              Non-compliance is not just a regulatory issue, it directly undermines a DNFBPs credibility and business viability. \u201cThe true cost of compliance failure is not just the fine, it\u2019s lost credibility<\/em>\u201d Key Findings from FIA Examinations <\/strong><\/p>

              • Policies that do not match practice<\/strong>: AML\/CFT\/CPF manuals look fine on paper but do not reflect the real processes and procedures utilised by the DNFBP. Often, upon further examination, the processes and procedures are not in compliance with BVI AML\/CFT\/CPF obligations.<\/li>
              • Incorrect Risk Assessments: <\/strong><\/li><\/ul>
                1. The customer risk assessment frameworks of most DNFBPs do not consider the risk considerations required under the legislation. Also, DNFBPs have often not times established a risk based approach to customer due diligence, with varied procedures from low risk assessed customers to higher risk assessed customers.<\/li>
                2. Institutional risk assessments are not accurately identifying and properly quantifying how the DNFBP is assessing and calculating its AML\/CTF\/CPF risks.<\/li><\/ol>
                  • MLRO competence: <\/strong>Previously, MLROs were not required to be approved by the BVI FIA.\u00a0 Generally, it has been observed that whilst DNFBPs have appointed MLROs as required under the legislation (before the approval requirement), these MLROs only have a basic knowledge of the AML\/CFT\/CPF framework.\u00a0 This leads to deficiencies within the DNFBPs framework, as the MLROs are unfamiliar with the BVI regulatory requirements and how to ensure that the DNFBP effectively applies these. This also results in the MLRO failing to properly investigate and determine suspicious activities or transactions.<\/li><\/ul>

                    Weak suspicious activity reporting:<\/strong> Low STR volumes and thin narratives suggest staff are not spotting or documenting red flags. This has also been linked to a likelihood that staff are not receiving enough training to help them correctly identify these red flags. These patterns show a maturing environment where FIA BVI inspections look for substance, not checklists. What this Means for DNFBPs<\/strong> Whether already registered or still completing registration, DNFBPs in the BVI should expect examinations. Examiners will look for clear alignment between your risk assessments, written procedures and the transaction evidence maintained on the file. Your AML\/CFT\/CPF obligations cannot be treated as static documents. They must function as live, operation systems, owned by the Board and senior management, understood by staff, and, consistently demonstrated in transaction records and day-to-day practices. Five Steps to get Inspection Ready<\/strong><\/p>

                    1. Make the Manual Operational: <\/strong>Align your AML\/CFT\/CPF manual with your business's operations. Outdated or \u201cTemplate policies are red flags.\u00a0 Ensure staff are trained on the live version use. \u00a0<\/strong><\/li>
                    2. Strengthen Risk Assessments: <\/strong>Build both customer and institutional risk assessments that reflect legislative requirements.\u00a0 Apply a consistent risk-based approach so higher-risk clients clearly trigger EDD, senior management approvals, and enhanced monitoring.<\/li>
                    3. Appoint and Support the MLRO: <\/strong>Many DNFBPs appoint MLROs from within their operations as a cost-saving measure.\u00a0 While this can work, it becomes costly if the MLRO lacks competence, independence, or authority, or if they are conflicted by business decisions. Appoint individuals with the right qualifications and ensure they are properly trained, resourced, and empowered to protect the business.<\/li>
                    4. Invest in Targeted Training: <\/strong>Deliver ongoing, role-specific training across the business. Staff should know how to spot red flags, escalate concerns and contribute to stronger STRs with substantive narratives.<\/li><\/ol>

                      Document Everything: <\/strong>Keep records that demonstrate compliance in practice: version-controlled manuals, documented risk assessments, CDD files, approvals and monitoring logs.\u00a0 Examiners will ask for proof, so have it ready and accessible. How Gold Leaf Can Help<\/strong> Gold Leaf partners with DNFBPs to turn supervision into strength. We have worked with many DNFBPs to review FIA inspection reports, design remediation strategies, and guide the implementation of corrective actions. Our role goes beyond fixing deficiencies. We help firms understand the \u201cwhy\u201d behind the findings, so improvements are both sustainable and defensible. We also prepare DNFBPs for upcoming examinations through our tailored internal audits. By testing your systems before the regulator does, we help you identify weaknesses early, remediate them effectively, and face examinations with confidence. Our team combines legal, regulatory, and compliance expertise with pragmatic, business-focused solutions.\u00a0 We don\u2019t just remediate. We equip your teams to own compliance, embedding it into your operations as a shield for business integrity and growth. Gold Leaf: Building resilience through compliance \u00a0<\/em><\/p>","_et_gb_content_width":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-7469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article"],"rttpg_featured_image_url":{"full":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-scaled.jpg",2560,1707,false],"landscape":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-scaled.jpg",2560,1707,false],"portraits":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-scaled.jpg",2560,1707,false],"thumbnail":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-150x150.jpg",150,150,true],"medium":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-300x200.jpg",300,200,true],"large":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-1024x683.jpg",1024,683,true],"1536x1536":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-2048x1365.jpg",2048,1365,true],"trp-custom-language-flag":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-18x12.jpg",18,12,true],"et-pb-post-main-image":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-400x250.jpg",400,250,true],"et-pb-post-main-image-fullwidth":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-1080x675.jpg",1080,675,true],"et-pb-portfolio-image":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-400x284.jpg",400,284,true],"et-pb-portfolio-module-image":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-510x382.jpg",510,382,true],"et-pb-portfolio-image-single":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-1080x720.jpg",1080,720,true],"et-pb-gallery-module-image-portrait":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-400x516.jpg",400,516,true],"et-pb-post-main-image-fullwidth-large":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-2880x1800.jpg",2880,1800,true],"et-pb-image--responsive--desktop":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-1280x854.jpg",1079,720,true],"et-pb-image--responsive--tablet":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-980x653.jpg",827,551,true],"et-pb-image--responsive--phone":["https:\/\/goldleafbvi.com\/wp-content\/uploads\/2025\/09\/go-the-extra-mile-and-get-more-done-2025-04-06-02-22-13-utc-480x320.jpg",405,270,true]},"rttpg_author":{"display_name":"Gold Leaf","author_link":"https:\/\/goldleafbvi.com\/es\/author\/gold-leaf-bvi\/"},"rttpg_comment":0,"rttpg_category":"Article<\/a>","rttpg_excerpt":"A Shifting Focus The FIA serves as both registrar and supervisor of Designated Non-Financial Businesses and Professions (DNFBPs) in the British Virgin Islands (BVI) for AML\/CFT\/CPF purposes. DNFBPs now face a pivotal shift in regulatory oversight. What began as a push to ensure all DNFBPs were registered with the BVI Financial Investigation Agency (FIA) has…","_links":{"self":[{"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/posts\/7469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/comments?post=7469"}],"version-history":[{"count":7,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/posts\/7469\/revisions"}],"predecessor-version":[{"id":8048,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/posts\/7469\/revisions\/8048"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/media\/7508"}],"wp:attachment":[{"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/media?parent=7469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/categories?post=7469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldleafbvi.com\/es\/wp-json\/wp\/v2\/tags?post=7469"}],"curies":[{"name":"gracias","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}